Health Insurance

The Commonwealth of Virginia offers three statewide health plans to help you and your family get the care you need. All plans include medical, dental, prescription drug, behavioral health, wellness, and preventive services

Health benefits are effective the first day of the month following the hire date

3 Membership levels:

Employee Only
Employee Plus One
Family

Cost:

The premium rate depends upon the type of health plan coverage and the level of membership selected,

🏛️ The state pays approximately 80% of the total premium cost for each full-time employee.

💰Employee pay monthly premiums ranging from $0 to $557 depending on the plan

📅 Health insurance elections must be made within 30 days of employment; during annual open enrollment or a qualifying mid-year event

💳Health care premiums are deducted pre-tax each pay period.

Looking for Additional Coverage?

Optional coverage is available for:

🦷 Expanded Dental 👓 Vision 🌎 Out-of-Network Coverage 🪖Tricare

When Can I Make Changes?

When You’re Hired: During Open Enrollment: After a Qualifying Event:

How Can I Make Changes?

You can make changes to your health care by completing an enrollment form and submitting it to Benefits along with any required documentation. Please click on the link to access the Health Insurance Enrollment Form:2026-2027 Active Enrollment Form

Need Help Deciding the Best Health Plan Option?

If you need help figuring out the best health plan option for you and your family – no worries, ALEX, your online benefits counselor available to help! Click the link or scan the QR code to be directed to ALEX!

Flexible Spending Accounts (FSA):

Employees who are eligible for the health benefits program can also participate in two Flexible Spending Accounts.

Enrolling in a health and/or dependent care flexible spending account (FSA) allows employee’s who are health plan members to set aside part of their salary on a pre-tax basis each pay period to pay for certain out-of-pocket expenses. You can use a health FSA to pay for medical, dental, and vision care expenses not covered by your health plan. A dependent care FSA can be used to reimburse eligible child care or dependent(s) incapable of self-care expenses so that you and your spouse can work or actively look for work.

Health Flexible Spending Account:

This account assists with out-of-pocket medical, dental and vision care expenses for the employee and eligible dependents. This includes a MasterCard, which can be used to access FSA funds directly from the account.

Dependent Care Reimbursement Account:

This account assists with expenses incurred for the care of your child, disabled spouse, elderly parent, or other dependent that is physically or mentally incapable of self-care so that you (and your spouse) can work or actively look for work.

Save smarter with FSA!

See for yourself how your savings can add up!